Donations once paid through the payment gateway to this account will not
be refunded, as the
entire payments received will be donations to the non profit
organisation. But in the below mentioned circumstances refunds will be
made on conditions which is at the sole discretion of the organisation.
Amount once paid through the payment gateway to this account will not be
refunded, as the entire payments received will be donations to the non
profit organisation. But in the below mentioned circumstances refunds
will be made on
conditions which is at the sole discretion of the organisation
Multiple times debiting a customer's Card/Bank Account due to technical
error or customer's account being debited with excess amount in a single
transaction due to technical error. In such cases, excess amount
excluding Payment Gateway charges would be refunded to the customer.
Due to technical error, payment being charged on the customer’s
Card/Bank account but the enrolment for the examination is unsuccessful.
Customers would be provided with the enrolment by NISM at no extra
cost. However, if in such cases, customer wishes to seek a refund of the
amount, he/she would be refunded the net amount, after deduction of
Payment Gateway charges or any other charges.
The customer will have to make an application for refund along with the
transaction number and original payment receipt if any generated at the
time of making payments.
The application in the prescribed format should be sent to paymentonline@stfc.co.in
The application will be processed manually and after verification, if
the claim is found valid, the amount received in excess will be refunded
by NISM through electronic mode in favor of the applicant and
confirmation sent to the mailing address given in the online
registration form, within a period of 21 calendar days on receipt of
such claim. It will take 3-21 days for the money to show in your bank
account depending on your bank’s policy.
The organisation assumes no responsibility and shall incur no liability
if it is unable to affect any payment instruction(s) on the payment date
owing to any one or more of the following circumstances: a. If the
payment instruction(s) issued by you is/are incomplete, inaccurate, and
invalid and delayed.
If the payment account has insufficient funds/limits to cover for the amount as mentioned in the payment Instruction(s)
If the funds available in the payment account are under any encumbrance
or charge. d. If your bank or the NCC refuses or delays honoring the
Payment Instruction(s)
Circumstances beyond the control of the organisation (including, but not
limited to, fire, flood, natural disasters, bank strikes, power
failure, systems failure like computer or telephone lines breakdown due
to an unforeseeable cause or
interference from an outside force)
In case the payment is not effected for any reason, you will be intimated about the failed payment by an e-mail.
User agrees that the organisation, in its sole discretion, for any or no
reason, and without penalty, may suspend or terminate his/her account
(or any part thereof) or use of the Services and remove and discard all
or any part of his/her account, user profile, or his/her recipient
profile, at any time. The organisation may also in its sole discretion
and at any time discontinue providing access to the Services, or any
part thereof, with or without notice. User agrees that any termination
of his /her access to the Services or any account he/she may have or
portion thereof may be effected without prior notice, and also agrees
that the organisation will not be liable to user or any third party for
any such termination. Any suspected, fraudulent, abusive or illegal
activity may be referred to appropriate law enforcement authorities.
These remedies are in addition to any other remedies the organisation
may have at law or in equity. Upon termination for any reason, the user
agrees to immediately stop using the Services. The customer will have to
make an application for refund along with the transaction number and
original payment receipt if any generated at the time of making
payments.
The application in the prescribed format should be sent to paymentonline@stfc.co.in
The application will be processed manually and after verification, if
the claim is found valid, the amount received in excess will be refunded
by NISM through electronic mode in favor of the applicant and
confirmation sent to the mailing address given in the online
registration form, within a period of 21 calendar days on receipt of
such claim. It will take 3-21 days for the money to show in your bank
account depending on your bank’s policy.
The Organization assumes no responsibility and shall incur no liability
if it is unable to affect any payment instruction(s) on the payment date
owing to any one or more of the following circumstances:
If the Payment Instruction(s) issued by you is/are incomplete, inaccurate, and invalid and delayed.
If the payment account has insufficient funds/limits to cover for the amount as mentioned in the payment instruction(s)
If the funds available in the payment account are under any encumbrance or charge.
If your bank or the NCC refuses or delays honoring the payment instruction(s)
Circumstances beyond the control of the organisation (including, but not
limited to, fire, flood, natural disasters, bank strikes, power
failure, systems failure like computer or telephone lines breakdown due
to an unforeseeable cause or interference from an outside force)
In case the payment is not effected for any reason, you will be intimated about the failed payment by an e-mail.
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User agrees that the organisation, in its sole discretion, for any or no
reason, and without penalty, may suspend or terminate his/her account
(or any part thereof) or use of the services and remove and discard all
or any part of his/her account, user profile, or his/her recipient
profile, at any time. The organisation may also in its sole discretion
and at any time discontinue providing access to the services, or any
part thereof, with or without notice. User agrees that any termination
of his /her access to the services or any account he/she may have or
portion thereof may be effected without prior notice, and also agrees
that the organisation will not be liable to user or any third party for
any such termination. Any suspected, fraudulent, abusive or illegal
activity may be referred to appropriate law enforcement authorities.
These remedies are in addition to any other remedies the organisation
may have at law or in equity. Upon termination for any reason, the user
agrees to immediately stop using the services.